TravelPay Later

Estimate your monthly repayments. Adjust your purchase amount and repayment term loan amount to find out how much you'll need to pay.

Repayment Calculator

6 Months
12 Months

Travel Now And Pay Later In 4 Easy Steps

1. Book a chat

Let’s plan your next holiday and choose the perfect destination.

2. Choose TravelPay Later

Choose to pay for your trip in full or choose our new payment method TravelPay Later powered by Latitude. If you already have a participating Latitude credit card, you can start shopping up to your available credit limit.

3. Choose 6 or 12 months

If you choose TravelPay Later, simply click the link from our payment screen, select whether you would like to pay over 6 or 12 equal monthly instalments, interest free* and hit ‘apply’. You can check your eligibility and apply in 10 minutes, and it only takes 60 seconds to get a response to your application. And voila, the trip is paid for. Alternatively, you can enter your details if you’re already a participating Latitude credit card holder.

4. Get ready!

Pack your bags and get your luggage ready for your next trip!

Frequently Asked Questions

TravelPay Later is a new payment option offered by TravelPay in partnership with Latitude. This new option lets customers travel now and pay later, interest free*!

When you choose TravelPay Later powered by Latitude, your travel expenses get paid in full without you having to pay until your first monthly payment is due. Each month you'll receive a statement which sets out your minimum monthly payment amount, the payment due date, plus any overdue payments and over limit amounts. If you already have a participating Latitude credit card, you can start shopping up to your available credit limit. If you don’t have an existing Latitude credit card, then apply online via the link provided to you.

Your approved credit limit will depend on your financial situation. Note - the minimum you can apply for is $250 (for 6 months) and $500 (for 12 months) and an $8.95 monthly account service fee for a Latitude Gem Visa credit card applies (Effective from 29th March 2023, the monthly account service fee will increase to $9.95). For all other participating Latitude credit cards, please refer to the product websites for other conditions, fees and charges that apply.

Downloadable Guides

How does TravelPay Later work?

Here are four easy steps to get you started with TravelPay Later.

Benefits of TravelPay Later

Here’s why TravelPay Later is a great way to pay for your next holiday.

Frequently Asked Questions

Need more information? Download our FAQs guide to learn more about TravelPay Later

*Minimum spend $250 for 6 months and $500 for 12 months. Equal monthly payments required. New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only.

Conditions, fees and charges apply. The plan is payable by 6 or 12 equal monthly instalments (exact amounts specified in your statement). As the equal monthly payment plan is for a term less than 33 months, the minimum monthly payment will be greater than an interest free payment for the same term and you may pay more interest on any other outstanding balance on your credit card account, as your repayments will be allocated to this plan first. If you don’t make your minimum monthly payment, for two consecutive months, you agree that all equal monthly payment plans with a term less than 33 months will change to a minimum monthly payment plan for the remainder of the original plan term. Interest may apply on any outstanding balance upon expiry of the promotional period at 25.90% p.a. Account service fee of $8.95 per month applies. (Effective from 29th March 2023, the monthly account service fee will increase to $9.95).

This notice is given under the Latitude Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Credit is provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.